Oh here is a good personal finance story for 20-something citizens: “If You Have Savings In Your 20s, You’re Doing Something Wrong.”

What we have here is a surprisingly lengthy “take” by one “Lauren Martin,” aged 20-something, which includes published sentences such as “I don’t know about you, but I like to enjoy my life. I like to go out to eat, buy clothes I don’t ‘need’ and spend money with friends on memorable nights out,” as well as, “When you’re 40, you’re not going to look back on your 20s and be grateful for the few thousand you saved. You’re going to be full of regret.” The title of this piece of writing is, as I said, “If You Have Savings In Your 20s, You’re Doing Something Wrong,” but it could just as well be titled “I Don’t Understand Compound Interest,” or “I Have an Independently Wealthy Family Happy to Fund My Youthful Calvacade of Foolishness,” or “Things I Will One Day Regret Having Written, Vol. [???].”

Gawker.com wholeheartedly endorses Lauren’s financial advice to 20-somethings, particularly the part that said “What memorable experience does money in the bank give you? How well-rounded can people become sitting at home, watching their limited funds gain interest?” All 20-somethings should mail their extra money to:

Someone Over the Age of 30
Gawker Media
114 5th Ave
New York, NY 10011

Don’t worry about anything you stupid idiots.

[Photo: Flickr]