If you're wondering whether you're going to be employed this time next month, you're not alone. A recent survey found that nearly two out of three Americans are worried about losing their job within the next year. And how could they not? Hardly a day goes by without a bank announcing that several billion dollars has gone up in smoke, or that they've taken in several billion from the government of Dubai, Qatar, or Mongolia in a desperate attempt to keep their heads above water. Then there are the layoffs: a total of 463,000 jobs have been shed this year and many more cuts are on the way. (Unless, that is, you work in one of the few professions that does quite nicely in times like these, like bankruptcy law and repo services.) So are you going to be next? Maybe! Which is why you should know what to do—and how to behave—before and after the hammer falls and you're told to pack up your cubicle. Below, our guide to coping with the fact that your investment bank/law firm/media company has decided you're redundant.