"One of the most closely watched bank analysts in the country said late Wednesday the Federal Reserve probably forced the four biggest U.S. banks to borrow from the Fed — when they did not need to — in order to set an example for smaller banks.... [Punk Ziegel & Co. analyst Richard X. Bove] called this nothing more than a "P.R. gig." The only explanation, he said, is the Fed told these four banks they had to borrow from the discount window and probably lose money doing it. The reason, he said, is to remove the stigma of relying on Federal Reserve money." This is supposed to make us feel better about the economy, right? [A.P.]