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Federal regulators say that ten of the 19 largest financial institutions in the U.S. will have to raise a combined $75 billion in capital by November. Does this strike you bad news? It shouldn't! "The results released today should provide considerable comfort to investors and the public," explained Fed chairman Ben Bernanke in a statement. Be sure to keep that in mind when you explain to your kids why they can't go to private school next year, and when you find yourself sunning yourself in Coney Island this summer because you couldn't afford a proper vacation. [NYT/Dealbook, Bloomberg]