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A Macworld reader sent in a screenshot of a charmingly credible HTML email that claims to be from Apple: "We were unable to process your most recent payment. Did you recently change your bank, phone number or credit card?" It's convincing not just because it's pretty, but because this sort of error from MobileMe at this point would seem like a minor hurdle — I'm still trying to figure out how my wife's name got onto my account in the conversion. That'll teach me to sneak her credit card.