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Citigroup has had a rough time recently. But the bank wouldn't want all the grim news to discourage the bright-eyed college students who signed on to join Citi's investment banking analyst class this May, would it? Of course not! Above you'll find the warm, fuzzy e-card the bank sent to its new recruits this week, which was accompanied by animated snowflakes. One thing it didn't come with, unfortunately: a guarantee that Citigroup will still exist by the time graduation rolls around.